Finance Solutions

This framework starts on 5 September 2026, runs for 24 months and ends on 4 September 2028. There is an option to extend for an additional 24 months.

There are 12 suppliers, including 4 new suppliers, on the framework which provides access to flexible financing solutions to support the purchase and funding of essential medical and non-medical assets.

The framework continues to offer access to residual value leases, non-residual value leases, loans, sale and leaseback agreements, and now also includes pay per use agreements.

See the Suppliers section for a full list of suppliers on this framework.

Areas covered

There is one lot on this framework:

• Lot 1: Finance Solutions.

Obtaining quotes and indicative pricing

Indicative pricing can be provided at the initial stage, using current finance rates or tailored costs based on similar previous projects.

Where applicable, customers can review three, five or seven-year options, with both quarterly and annual payment profiles available for comparison.

If you wish to proceed to formal pricing, NHS Supply Chain will issue the relevant finance questionnaire and supporting instructions.

Once the required information has been provided, our Category team will manage a pricing exercise through the framework and provide a summary of the bids received for the trust to review.

Timeframes

• Indicative pricing – 24 to 48 hours
• Full lease/loan tender – 5, 7, or 10 working day tender cycles, depending on the complexity of the lease project and timescales highlighted by you.

For details on how to obtain a quote, please contact:

Through this framework, NHS Supply Chain provides access to a range of finance solutions for essential medical and non-medical assets.

The framework includes:

Residual value leases

• The finance provider takes account of the expected value of the asset at the end of the lease term.
• This residual value is used when calculating the rental price.
• The trust pays rentals over the agreed lease term.
• At the end of the lease, the trust can return the asset, extend the arrangement or consider other agreed end-of-term options, depending on the supplier offer.

Non-residual value leases

• The lease is structured without a residual value being applied to the rental profile.
• The trust pays rentals over the agreed lease term.
• This provides a straightforward lease structure where residual value is not included.
• End-of-term options are agreed as part of the finance arrangement.

Loans

• Spread the costs of financing building works associated with the installation of large medical equipment (such as diagnostic imaging).
• Fund multi-year maintenance services where significant savings can be made by committing up front.

Sale and leaseback agreements

• Sale and Leaseback Agreements provide the option to sell eligible existing assets to a finance provider and lease them back over an agreed term.
• This allows the trust to continue using the asset while releasing value from it.
• Availability depends on the asset, supplier appetite, due diligence and customer requirements.

Pay per use agreements

• Pay Per Use Agreements are now available through this framework as an additional flexible finance option.
• Payments are linked to actual equipment usage.
• This option supports customers where equipment usage varies over time or where a usage-based payment structure is preferred.
• The payment structure, usage measurement method and reporting requirements are agreed as part of the arrangement.

Accounting treatment

Customers must seek their own finance and accounting advice before entering any finance arrangement. The Category team cannot provide any financial advice.

Sustainability, net zero and social value are important elements in how NHS Supply Chain build our framework offering through the procurement process, tendering, supplier award and contract management. There are five mandatory requirements for suppliers to address supporting compliance with relevant PPNs and NHS England policy.

• Carbon Reduction Plan (PPN 006)
• Evergreen Assessment 
• Modern Slavery Assessment (PPN 009)
• Social Value (PPN 002)
• NHS England Net Zero Supplier Roadmap and Horizon Scanning.

Awarded suppliers meet the current milestones on the net zero roadmap and have awareness and understanding of future milestones.

Social value

Sustainable opportunities

The following sustainable opportunities are available on this framework:

• Supporting a circular economy through asset lifecycle management
  • Several suppliers offer financing models that support the refurbishment, reuse, remanufacture and responsible disposal of assets at end of life.

• Service-based and flexible financing models
  • The framework includes suppliers offering leasing, rental and pay-per-use arrangements which support a move away from traditional ownership models.

• Access to low-carbon and energy-efficient technologies
  • Several suppliers highlight the availability of financing solutions for low-carbon, energy-efficient and environmentally sustainable technologies.

• Sustainable procurement and responsible investment
  • Suppliers awarded to the framework have identified commitments relating to ESG principles, ethical sourcing, carbon reduction and responsible investment practices.

• Reduction of waste through reuse and remanufacture
  • Opportunities exist through financing arrangements linked to reused, refurbished and remanufactured equipment, helping to reduce material consumption and waste generation.

There are 12 suppliers in total on this framework, of which 4 are new suppliers. They are:

Incumbent suppliers:

• CHG Meridian UK Limited
• De Lage Landen Leasing Limited
• GE Capital Equipment Finance Limited
• Room Twelve Limited
• Siemens Financial Services
• Solutions Asset Finance Limited
• TP Leasing Limited
• Triple Point Lease Partners.

New suppliers to the framework:

• GENMED.ME LIMITED
• Medecon Healthcare UK Ltd
• Philips Electronics UK Limited
• Surgical Instruments Group Holdings Ltd.

The following suppliers are being delisted at the start of the framework agreement:

• BPCE Equipment Solutions UK Limited.
• BNP Paribas Leasing Solutions Limited
• Dawsongroup Finance Limited
• Shawbrook Bank Limited.

• Finance Solutions provides a compliant framework with no contractual obligation or retainer fee required to access it.
• Simple and transparent arrangement fee structure which is capped to ensure it is competitive and that trusts are able to use regardless of the ‘route to purchase’ the equipment.
• You remain in control of the award decision supported by NHS Supply Chain.
• Dedicated team focused solely on the Finance Solutions market as part of a wider Service Contracts team.
• We work alongside the Equipment Buyers, Business Development Managers and Capital Planning teams to ensure the best possible service is delivered.
• Full support is provided throughout the process, from business case, quotation to award stage and beyond. You will receive a lease portfolio report ensuring control of all up and coming expirations.
• Lease expiration options are managed by you regardless of the route being taken (equipment return / equipment replacement / lease extension).
• Payment profiling to fit your trust’s needs.
• Financial assistance to buy new products to keep up to date with the latest technology.
• Signatures facilitated through DocuSign.